Instant title quote

Title insurance and closing costs for a Michigan sale or refinance, split between buyer and seller. Numbers update as you type.

Rates:First American Title Michigan rates for 1–4 family homes, effective February 1, 2026, and Abacus Title fees as of October 2026.
Transaction

Homes with 1–4 units only. For commercial property, buildings with 5 or more units, or vacant land, call any office or email orders@abtitlemi.com for a quote.

Down payment, lender fees, prepaid taxes and insurance are not title costs and are not included. Your lender's Loan Estimate shows those.

Buyer title costs$0.00
Seller title costs$0.00Including transfer tax
ItemBuyerSeller
Total
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Good to know

Reading your quote

Who pays what

In a typical Michigan sale the seller pays for the owner's policy and the transfer tax, and the buyer pays for the lender's policy. Your purchase agreement can divide costs differently.

A one-time premium

Title insurance is paid once, at closing. The owner's policy protects the buyer for as long as they own the home.

Your final numbers

This is an estimate. Your closer confirms every figure on the closing statement, and your lender's Closing Disclosure shows the final amounts before you sign.

Estimate for planning only. Premiums are set by the title insurance underwriter's filed rates; fees are Abacus Title's. Questions? Call any office or email orders@abtitlemi.com.

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Order online, email orders@abtitlemi.com, or send our order form to any office.

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